Single Trip Cruise Travel Insurance

What is single trip cruise travel insurance?

Travel insurance is available in different forms, one of which is single trip. This type of policy provides cover for one specific holiday only. A single trip policy will provide you with insurance for specified travel dates, which starts from the moment you leave your home to start your holiday, to the moment you return home. 

The most common benefits of a single trip policy include cancellation and curtailment (cutting your trip short), emergency medical and repatriation, personal accident, and lost or stolen baggage. It's important to remember that cancellation cover only comes into force from the moment you pay for your policy.

Do I need travel insurance for a single cruise trip?

Should the worst happen whilst you are away on a cruise holiday, travel insurance is there should the unexpected occur. Without it, you could be facing quite costly expenses, whether that’s through emergency medical treatment or your baggage and personal belongings are lost or even, stolen. 

Travel insurance is there to give you peace of mind and be that safety net, should things go wrong. Meaning you can get on with your holiday, without having to worry about the worst happening. No one ever wants to be in a situation where they need to make a claim, but at least with travel insurance you can, should you need to. 

Here at Compare Your Cruise Insurance, we specialise in helping our customers locate cruise travel insurance, by comparing prices from our panel of insurers, giving you a wide range of options to choose from. Our online tool does all the work, so you do not need to spend hours finding the right cover, for the right price. 

Additionally, should you have any pre-existing medical conditions, our specialist panel is well-versed in locating cruise travel insurance that includes cover for medical conditions. Giving you that extra piece of mind. 

What benefits are included in single trip travel insurance?

Whilst cover benefits vary between providers, you can usually expect cover to include:

• Cancellation & Curtailment: Should you need to cut your trip short, or the whole holiday is cancelled.
• Personal Accident: Protection should you need to pay following an accident. 
• Medical & Repatriation Expenses: Should you need medical treatment or repatriation back home to the UK.
• Baggage/Personal Possession: Protection following the loss or theft of your items. 

When you purchase a policy through Compare Your Cruise Insurance, all our policies include cruise cover as standard. The most common benefits of cruise cover include:

• Missed Port: Compensation should your cruise ship be unable to dock at a scheduled port.
• Cabin Confinement: Compensation should you be instructed to remain in your cabin by the medical crew.
• Airlifting to hospital: Should you need to be taken to land in an emergency, you will be covered for associated costs. 
• Cruise Interruption: Following medical treatment on land, this contributes to the cost of getting you back on the cruise ship. 

You can read our guide for more information regarding the benefits found in Cruise Travel Insurance.

What cover options are available for single trip cruise cover?

There are different levels of cover to choose from – each providing increased cover limits of each benefit and in some cases, reductions to required excesses. Bear in mind, that this does vary between providers, however, this does mean that some policies may offer more comprehensive protection than others. 

Make sure that you always consider your options and carefully judge the amount of protection you may need to cover you, the last thing you want is to be underinsured.  

Gadget Cover

When comparing cover options with us, you will be able to add additional cover to your cruise insurance policy, such as gadget cover. Gadget cover protects your electronic devices, which are usually excluded from most travel insurance policies. For more information, check out our guide on gadget cover.

What should you look for when considering single trip cruise cover?

While we all seek budget-friendly travel insurance, it's important to remember that the cheapest option may not always be the wisest, particularly for cruise holidays. Cheaper policies often entail higher excess costs, and lower cover limits, which can potentially lead to increased expenses and reduced compensation when making a claim.

To make an informed decision, make sure you compare insurance policies side by side, carefully examining the fine print to ensure protection for your specific requirements and planned activities are in place. 

For group or family travel, consider opting for single-trip family or group travel insurance to consolidate cover for all family members into one policy. This could help you save on costs, rather than securing a policy for each member of the travelling party.

Check the cancellation limit and associated excess to ensure it adequately covers your holiday costs in case of cancellation. Remember that the cover limit is per person, so for a holiday costing £3,000 for you and your partner, a £1,500 cover limit per insured person is sufficient.

Additionally, be mindful that cancellation cover commences from the policy purchase date, providing immediate coverage. Taking these factors into account ensures a well-informed and suitable choice for your travel insurance needs.